HolidayHow to Drive in the Rain

Driving in the rain can be a slippery situation – slick road conditions, poor visibility and possible hydroplaning or skidding are some of the potential risks, particularly in the spring. More than 1 million weather-related crashes occur each year, most occurring on wet pavement and nearly half while it’s raining.

Smart drivers know techniques for driving in the rain, avoiding hydroplaning and using the vehicle’s safety features. Here are some tips for driving in wet conditions that you can save for a rainy day.

Safety tips for driving in the rain:

Headlights

It’s critical to turn on your headlights while driving in the rain, whether it’s day or night. Many states require it. You’ll see better, and other drivers can see you better too. Keep your headlights clean to ensure the best possible visibility. [1]

Defroster

To clear fogged-up windows, turn on the defroster. [1]

Tire tread

Examine the tread on your tires. Worn tread decreases traction and increases the likelihood of skidding. Test your tread by inserting a penny between the tread upside down: If Lincoln’s head is covered, tire tread depth is good. If Lincoln’s head is uncovered, it’s too low, and the tire should be replaced[1]

Cruise control

Do NOT use cruise control on wet pavement. Cruise control may interpret loss of traction as reducing speed and increase acceleration to compensate, which may cause the vehicle to veer dangerously. [1]

Windshield wipers and water-repellent products

It sounds obvious, but turn on the windshield wipers when it rains. You need a clear view. You can also use rain-repellent products on your car windows to help proactively clear water. [1]

More tips for driving in the rain
  1. Keep both hands on the steering wheel at all times.
  2. Eliminate distractions; put away your cell phone, turn down the radio, tune out people talking, etc.
  3. Keep six car lengths between you and the car ahead, and use extra caution when driving near bikes and trucks.
  4. Maintain a safe speed. In general, you should reduce your speed by 10 mph for each level you increase your windshield wiper speed.
  5. Avoid flooded roads. Deep water can stall your engine and even cause your vehicle to float.
  6. Drive in the middle lanes, because water is usually deeper in the outside lanes.
  7. Drive in the tracks of the vehicles ahead of you.
  8. Be careful around large trucks and buses. Don’t follow too closely; spray from their large tires can hit your windshield and temporarily obscure your vision. Pass with caution, but get around these large vehicles quickly and safely.
  9. Watch for brake lights ahead.
  10. If heavy rain is making it difficult to see, drive to a safe place and wait until visibility improves. [1]
Avoid hydroplaning

Hydroplaning occurs when a vehicle loses traction after it hits a patch of water. Water builds up on front of the tires so fast that the car’s weight can’t push it out of the way – causing it to ride on top of the water and slide until traction is restored.

Tips to avoid hydroplaning
  • Maintain a controlled speed, especially on curves.
  • Steer and brake lightly; sudden corrections can cause you to lose traction.
  • Keep tires properly inflated and be sure there’s good tread depth.
  • If you do start to hydroplane, stay calm, ease off the gas and don’t suddenly apply the brakes or jerk the steering wheel. [1]
When is driving in the rain most dangerous?

Driving in the rain at night can be treacherous due to limited visibility. If it is raining hard enough, it may be difficult to see even 10 feet or so in front of your car. Roads are also the slickest when it has just started to rain or drizzle because the moisture mixes with any oil or dust that is on the surface of the pavement. [2]

Is driving in the rain bad for your car?

Car breakdowns increase during wet weather. The moisture can cause problems with engines and electrical systems, especially in older vehicles. However, many rain-related breakdowns are caused by driving through deep-standing water that can deal extensive damage to the engine.

Rain also can increase your chances of getting into an accident. That’s why it’s important to take proper precautions when you’re on the road during a downpour. Taking extra care to remain within the speed limit and to stay a safe distance from other vehicles can help reduce your risk of getting into an accident. [3]

We’re a major proponent of defensive driving, particularly in rainy conditions, which is why we offer defensive driving discounts to reward educated and careful drivers.

Sources:

[1] https://www.defensivedriving.org/dmv-handbook/drive-safely-rain/ (Accessed May 11, 2022)

[2] https://driversed.com/driving-information/driving-conditions/rain/ (Accessed May 11, 2022)

[3] www.airswift.com/about/safety/driving-in-wet-weather#:~:text=Driving%20in%20wet%20weather%20conditions,to%20your%20car%20and%20yourself. (Accessed May 11, 2022)

 

Disclaimer:
The information included here is designed for informational purposes only. It is not legal, tax, financial or any other sort of advice, nor is it a substitute for such advice. The information may not apply to your specific situation. We have tried to make sure the information is accurate, but it could be outdated or even inaccurate in parts. It is the reader’s responsibility to comply with any applicable local, state or federal regulations. Nationwide Mutual Insurance Company, its affiliates and their employees make no warranties about the information nor guarantee of results, and they assume no liability in connection with the information provided. Nationwide and the Nationwide N and Eagle are service marks of Nationwide Mutual Insurance Company. © 2022 Nationwide

 

This material was prepared by Nationwide Mutual Insurance Company. Nationwide Mutual Insurance Company is not affiliated with Bailey Wealth Services or LPL Financial.

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Holly Farrar

Client Services Associate

As director of First Impressions, I strive to make sure our clients have a comfortable and meaningful experience while providing remarkable customer service at the highest standards. I enjoy going to local Everett events and festivities while spending time with friends and family. I love to read, especially dystopian novels.  I am involved in volunteering opportunities within the community including grocery shopping for homebound people, coffee trailer and first responder appreciation.

Education and Biography

Training

Holly Studied Business and Management at Sno-Isle Business and Management & Everett Community College. She has over 20 years of customer service and administrative experience.

Specialisms

Holly’s focus is to create meaningful connections between our clients and our office. She schedules appointments, answers calls, processes transactions, preparing paperwork to maintain accounts as well as opening new accounts, and transfers.

Albert Ballesteros

With over 25 years of customer service working in the Financial Industry and the State of Washington, Albert is a welcome addition to the service team. He helps with opening new accounts and servicing current accounts. You have probably received appointment reminders from him. He also works with the marketing team in planning monthly letters to clients, planning special events and creating the weekly newsletters.
In his spare time, he volunteers at Northshore Christian Church, having completed two mission trips to the Philippines and has a passion for singing. He enjoys playing and watching most sports but is especially an avid fan of the Everett Silvertips.

Education and Biography

TRAINING

Albert attended Honolulu Community College where he obtained his AA in Liberal Arts.

SPECIALISMS

Albert joined Bailey Wealth Services in 2022. His focus is to provide support to both prospective and existing customers with exceptional customer service. He is very personable and brings professionalism to his role.

Wes Burroughs

One of the things I enjoy most about what I do is educating clients on what is available to them as an investor. Our clients know where they’re at financially and where they are going because we make breaking down the complexities of a constantly changing world a top priority. Outside of work, I love spending time with my wife, Blyn, and playing with our daughter, Sophia. I also enjoy running and hosting game night with friends.

Education and Biography

TRAINING
Wes attended Liberty University where he obtained his BA in Philosophy.

SPECIALISMS
Wes joined Bailey Wealth Services in 2021. His focus is helping families maintain and grow the wealth they already have. Wes enjoys working with our valued clients to facilitate financial relationships by providing solutions, solving problems, and helping them manage their financial lives.

A. Sean Bailey, CFP®

My mission is to assist families as they strive to acquire, accumulate and retain wealth in a tax efficient manner so they may live in retirement with confidence and dignity. When I’m not engaged in professional activities, you can find me on a mountain top with my wife, Kim, and our two children, Eleanor and Oscar.

Education and Biography

TRAINING
Sean received his Bachelor’s Degree in Business Administration, Finance Concentration, from the University of Washington.

SPECIALISMS
Sean Bailey has been in the financial services industry for 30 years. He specializes in developing comprehensive financial, estate and retirement planning strategies for clients nearing and in retirement. Sean is a Registered Principal and Investment Advisor with LPL Financial. He is a CERTIFIED FINANCIAL PLANNER™ Practitioner. Sean is also a member of the Financial Planning Association and Ed Slott’s Elite IRA Advisor Group.

Ed Slott’s Elite IRA Advisor Group is not affiliated with Bailey Wealth Services or LPL Financial.

Sonya Jones

I endeavor to provide excellent service to our clients and organizing processes and procedures to ensure our office runs smoothly. When not working, I enjoy spending time with my fiancé, Erik, and our two boys, Lukas and Archer along with our dog Pixie. I love cooking for them and experimenting with different recipes and techniques, including treats for Pixie. Our favorite family activity is taking road trips, especially to California to visit family and friends.

Education and Biography

TRAINING

 

Sonya received her BA in Art at California State University, Chico and has over 25 years of administrative and customer service experience in the financial services and accounting industries.

 

SPECIALISMS

 

Sonya’s focus is to help clients reach their financial goals by assisting them with their various transactions and paperwork to service and maintain their accounts. This includes opening new accounts and initiating transfers from and to financial institutions. Sonya is constantly looking for new ways to improve our processes to ensure we work efficiently and in a manner that creatives positive experiences for our clients.

Sonya Jones

I endeavor to provide excellent service to our clients and organizing processes and procedures to ensure our office runs smoothly. When not working, I enjoy spending time with my fiancé, Erik, and our two boys, Lukas and Archer along with our dog Pixie. I love cooking for them and experimenting with different recipes and techniques, including treats for Pixie. Our favorite family activity is taking road trips, especially to California to visit family and friends.

Education and Biography

TRAINING
Sonya received her BA in Art at California State University, Chico and has over 25 years of administrative and customer service experience in the financial services and accounting industries.

SPECIALISMS
Sonya’s focus is to help clients reach their financial goals by assisting them with their various transactions and paperwork to service and maintain their accounts. This includes opening new accounts and initiating transfers from and to financial institutions. Sonya is constantly looking for new ways to improve our processes to ensure we work efficiently and in a manner that creatives positive experiences for our clients.